Crop Insurance

At Citizens Agency we’re driven by a desire to help your farm thrive. With our team of knowledgeable crop insurance agents, we strive to make a personalized approach for your farm’s risk management needs.

Coverage against unpredictable Natural Perils that affect your crops. These perils include adverse weather, fire (due to natural causes), insects*, plant disease*, wildlife, failure of irrigation water supply caused by an insured cause of loss.

*Insect or plant disease damage cannot be due to insufficient or improper application of pest or disease control measures.

Multi-Peril Plans of Insurance

Individual Plans:

• RP - Revenue Protection
• YP – Yield Protection
• RP-HPE – Revenue Protection w/Harvest Price Exclusion
• APH - Actual Production History

County-based Area Plans:

• ARP – Area Revenue Protection
• AYP – Area Yield Protection
• ARP-HPE – Area Revenue Protection w/Harvest Price Exclusion
• MP - Margin Protection
• MPHPO – Margin Protection Harvest Price Option

Catastrophic Coverage – coverage at 50% level for catastrophic bushel loss

PRF Rainfall Index (RI) – GRID based coverage – protects against a lack of rainfall on land intended for grazing or haying

Whole Farm Revenue Protection WFRP – income-based product

Contact us to set up an appointment or request a quote!

Protects your crop against hail, fire, vandalism and transportation to the first place of storage.

Other endorsements are available for coverage against wind, green snap, canning reject, extra harvest expense coverages, etc.

• Easy Hail & Auto Hail policies attach to your Multi-Peril policy and are continuous unless changed or cancelled.
• Crop Hail policies allow you to elect your hail insurance yearly but do not auto-renew each year.

Call our Main Office at 507-354-3165 to be directed to one of our knowledgeable agents.

Convenient Tips

• Farmers can certify their crop acreage electronically to the FSA office by utilizing “farmers.gov portal”. This portal allows farmers to enroll in farm programs, submit data to the FSA and certify their acres. https://www.farmers.gov/
• Once your grain is in storage, it needs to be added to your farm property policy. Remember to contact your agent with the amount of bushels you have stored. 

• The following link can be used to look at projected spring and harvest prices for revenue policies. These prices are subject to change and are not final until set by the RMA on the applicable date. Price estimates made available by NAU Country Insurance. https://portal.naucountry.com/MainPortal/RevenuePrices?ReinsuranceYear=2024&State=Minnesota&Filter=All&Modal=undefined